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first_imgTottenham have now gone four games without a win in the Premier League following a 2-1 defeat to Southampton at St Mary’s Stadium.Harry Kane’s first-half goal looked likely to give the visitors all three points, as Mauricio Pochettino, serving a two-game touchline ban for confronting referee Mike Dean after losing to Burnley two weeks ago, watched from the stands.But Yan Valery, who scored his first senior goal against Manchester United last week, scrambled home an equaliser with 14 minutes of normal time left before James Ward-Prowse’s stunning free-kick snatched the win. Article continues below Editors’ Picks Man Utd ready to spend big on Sancho and Haaland in January Who is Marcus Thuram? Lilian’s son who is top of the Bundesliga with Borussia Monchengladbach Brazil, beware! Messi and Argentina out for revenge after Copa controversy Best player in MLS? Zlatan wasn’t even the best player in LA! Some wayward shooting from Kane underlined a scrappy opening 20 minutes, before Maya Yoshida fortunately saw the ball strike the Southampton post when he cut out the England striker’s cross.200 – Harry Kane has now scored 200 career goals for club and country combined. Superstar. pic.twitter.com/sPagm00Q8Q— OptaJoe (@OptaJoe) March 9, 2019Christian Eriksen then rattled the crossbar with a free-kick, but Kane at last broke the deadlock 26 minutes in, gathering Dele Alli’s fine floated pass and slotting the ball beyond Angus Gunn for his 200th career goal.Saints improved after the break and should have levelled through Nathan Redmond, the winger shooting into the side-netting after finding space to the right of Hugo Lloris.Redmond then wasted another good opening by clipping the outside of the net on the other side of the box, but Valery at last bundled in an equaliser when Danny Rose allowed Stuart Armstrong’s cross to go through his legs.Ward-Prowse then completed the unlikely turnaround with a strike from 25 yards out that curled away from Lloris and into the net, just a week after a similar effort eluded David de Gea at Old Trafford.4 – Only Matt Le Tissier (7) has scored more direct free-kick goals for Southampton in the Premier League than James Ward-Prowse (4). Stunning.— OptaJoe (@OptaJoe) March 9, 2019What does it mean? Spurs looking shaky in top-four fight Pochettino’s side looked for all the world to be easing to three points in the first half, but they simply did not react to Southampton’s improved display after the break and have now lost three of their last four in the top flight.The manner of the defeat will concern their manager, not least because Manchester United will join them on 61 points if they beat Arsenal on Sunday.Saints, though, are up to 16th in the table, with a two-point cushion to the relegation zone.Wizardry from Ward-Prowse His goal was spectacular – only Matt Le Tissier has scored more direct free-kicks in the Premier League for the club – but Ward-Prowse was excellent overall, completing 89.3 per cent of his attempted passes.Romeu run ragged Having had a good game at Old Trafford, this was not Oriol Romeu’s finest outing. He offered next to no protection to the back four in a first half in which he was booked after 10 minutes for flooring Lucas Moura. He was hooked at the break.Key Opta facts- Southampton picked up their first Premier League victory over Spurs since May 2016 (2-1 under Ronald Koeman), having failed to win any of the previous five.- Tottenham have lost three consecutive away games in the Premier League for just the second time under Pochettino, previously doing so in November 2017.- Valery (20 years and 15 days) is the youngest player to score in consecutive Premier League games for Southampton since Matt Oakley in September 1996 (19y 42d).- Spurs striker Kane has now scored 200 career goals for club and country combined (180 at club level and 20 for England). – More than half of Alli’s assists for Spurs in the Premier League have been for Kane (54 per cent – 15 of 28).What’s next? These two teams have three weeks off now, thanks to the FA Cup quarter-finals and the international break. Spurs next play against Liverpool at Anfield on March 31, while Saints meet Brighton and Hove Albion the day before. read morelast_img read more

first_imgBy BEN HARRISThere will be plenty of teams throwing caution to the wind in the hope their desperation can hand them a semi-finals berth at the National Touch League at Coffs Harbour.Day three is the start of the finals for six of the divisions.Sydney Rebels, Brisbane City Cobras and ACT Pirates have all confirmed their spots in the quarter-finals of the mixed open division.Rebels remain unbeaten in Pool A and palmed off South Queensland Sharks, their nearest rivals, on day two.In the other top of the table clash in Pool B, the Cobras defeated the Pirates 7-5 and look set to top that division.Hunter Western Hornets appear to be the team to beat in the women’s T-League as they are the only undefeated side left.They lead by four points in Pool B from Cobras and Sydney Scorpions, while it’s much tighter in Pool A with South West Queensland Swans holding onto a slender lead from the Sunshine Coast Pineapples and South Australia Heat.The Queensland sides continue to lead the way in the men’s T-League with North Queensland Tropical Cyclones and Cobras levelled on the same number of points in Pool A.Central Queensland Bulls (A) remain undefeated in Pool B with Sydney Scorpions second.Scorpions remain undefeated in the men’s 30s but hot on their tails are the Pineapples and the Sharks.The Sharks and Pineapples are also in the mix for the women’s 35s as they are one and two respectively while Hornets are in third spot.Scorpions lead in the men’s 40s with a host of teams in a log-jam behind them, while in the women’s 40s the Swans and Hornets are on the same number of points.The men’s 45s is a battle between the Scorpions and the Sharks, and in the senior mixed, Scorpions lead the way in that division.The Queensland sides are in front in the men’s 50s and men’s 55s divisions.Sharks (A), Pineapples and the Cyclones occupy the first three positions but there are five teams all within a win of each other.Only a huge form reversal will deny the Cyclones victory in the men’s 55s as they have all of their matches and lead the division by 12 points.Day three is finals day with the first lot of finals beginning at 4.45pm.You can keep up-to-date with all of the latest news and information from the 2015 National Touch League in the following ways: Websites www.ntl.mytouchfooty.com www.touchfootball.com.au Social Media Facebook – www.facebook.com/touchfootballaustralia Twitter – www.twitter.com/touchfootyaus (be sure to use the hashtag #NTL2015) Instagram – www.instagram.com/touchfootballaustralia YouTube – www.youtube.com/touchfootballaus (live streaming of select games will occur, stay tuned to www.touchfootball.com.au for all of the links)Related LinksNTL day twolast_img read more

first_imgMarcel Brands joins Everton boardby Paul Vegas10 months agoSend to a friendShare the loveEverton football director Marcel Brands has joined the club’s board.Brands has already helped implement a number of important changes at Goodison Park and worked closely with manager Marco Silva, chairman Bill Kenwright and chief executive, Professor Denise Barrett-Baxendale, to secure the recruitment of seven players during last summer’s transfer window.He has started work on delivering the Club’s long-term, permanent football strategy.Brands said: “It gives me a lot of confidence that I’m a Board member now and I hope to do the best for our Club.“Being at Everton has been even better than I thought it would be. I was working at a great club in Holland and was happy there but it was a great chance for me to come to the Premier League and join Everton.“At the start I had a great feeling but it’s been a better feeling working here. I work with a lot of great people with blue blood and I’m confident we can achieve many good things in the future.”Kenwright added: “I think we’ve got a great Director of Football who has taken over and changed an awful lot. He has totally reorganised our scouting, he wants our kids to play the same as Marco’s first team and we are really happy with the team we have got. Marcel is terrific to work with. We really feel secure with Marco and Marcel. They won’t sign anyone who they don’t think will improve us.” TagsTransfersAbout the authorPaul VegasShare the loveHave your saylast_img read more

first_imgAbout the authorPaul VegasShare the loveHave your say Liverpool boss Jurgen Klopp talks Aussie keepersby Paul Vegas9 months agoSend to a friendShare the loveLiverpool boss Jurgen Klopp admits he’s a fan of Brighton goalkeeper Mat Ryan.Klopp discussed the Aussie ahead of facing Brighton this weekend.He said, “Usually in goal, I didn’t know him [Matthew Ryan] really before I came to England, but Mitch Langerak was my second goalkeeper at Dortmund and I always thought is it possible for Australia to have a better goalkeeper than him? “Yes, obviously because Ryan is fantastic on the line.” last_img read more

first_imgTagsTransfersAbout the authorFreddie TaylorShare the loveHave your say Wolves discuss Coady extension as Liverpool, Arsenal circleby Freddie Taylor9 months agoSend to a friendShare the loveLiverpool and Arsenal are monitoring Wolves defender Conor Coady. The 25-year-old has starred this season for the Black Country club.It is believed Wolves are preparing a brand new contract for the Englishman to ward off any potential suitors.They would be Liverpool and Arsenal, according to the Daily Mail. Both clubs are in need for a centre-back this month. Coady graduated from Liverpool’s academy in 2013 before joining Huddersfield Town a season later. last_img read more

first_imgStory Highlights Over 60 vector control workers have been deployed in the parish and over 300 members of the health community trained to handle the treatment of the virus.The Health Minister informed that vector control coordinators have conducted fogging in over 100 schools and visited 77 communities in the Parish.Dr. Tufton reiterated that the proper management of solid waste is a key component to tackling the mosquito borne disease and urged residents to take responsibility for creating a clean environment.“The management of solid waste is a challenge in our country and it’s not just about agency management, it’s also about personal responsibility and personal management within your home. If you have a used tyre in the back of your yard punch holes in them because it will breed mosquitoes,” he stated.“If you have an old fridge, turn it over. Look at the milk cans and the sardine cans and the bully beef cans, once water is placed in those whether by rain or otherwise, it’s a ripe area for mosquito breeding and the Aedes aegypti breeds very fast,” he stressed.To date there have been 85 confirmed cases of dengue fever in St. James.In the meantime Dr. Tufton informed that over the next few weeks, there should be a decline in the number of dengue cases nationally.“We believe that over time, up to the end of this month (February) into early March, you will see a tapering off and we will see less cases, so the stretch [on the health facilities] becomes less severe but we can’t be complacent about it,” the Minister said.The Aedes aegypti mosquito is responsible for the spread of the dengue, Zika and chikungunya viruses.Symptoms of dengue include sudden onset of high fever with a severe headache; fatigue; pain behind the eyes; muscle, bone or joint pain; skin rash; and vomiting or feeling nauseous. He stated that vector control coordinators have been vigorously assisting in the elimination of mosquito breeding sites in the parish, having identified and destroyed approximately 1500 breeding sites. Health Minister, Dr. the Hon. Christopher Tufton says the coordinated fight against the dengue virus in St. James is continuing, with over 10,000 visits conducted in communities across the parish by Vector Control workers.He stated that vector control coordinators have been vigorously assisting in the elimination of mosquito breeding sites in the parish, having identified and destroyed approximately 1500 breeding sites.“We are looking at probably a 15 per cent index, meaning places where we identify positive breeding taking place. Now the standard is supposed to be about 5 per cent and so we still need to appeal to citizens, because most of these breeding sites are found in and around the home,” Dr. Tufton said.He was speaking at the launch of the Health Ministry’s Compassionate Care Programme at the Montego Bay Comprehensive Health Centre (Type 5) in St. James on February 21.Health Minister, Dr. the Hon. Christopher Tufton speaking at the launch of the Compassionate Care Programme at the Montego Bay Comprehensive Health Centre (Type 5) in St. James on February 21.center_img Health Minister, Dr. the Hon. Christopher Tufton says the coordinated fight against the dengue virus in St. James is continuing, with over 10,000 visits conducted in communities across the parish by Vector Control workers. “We are looking at probably a 15 per cent index, meaning places where we identify positive breeding taking place. Now the standard is supposed to be about 5 per cent and so we still need to appeal to citizens, because most of these breeding sites are found in and around the home,” Dr. Tufton said.last_img read more

Here are the notes Neil worked from for the conversation: Embed Code Hot Takedown More: Apple Podcasts | ESPN App | RSS | Embed After Chris Paul and Alex Ovechkin were knocked out of their playoffs this month, there were a lot of hot takes about how neither was a big enough star to carry his team to a championship. On this week’s “Hot Takedown,” Kate Fagan, Neil Paine and Chadwick Matlin look at some of the research on whether you need a star to win a title, or whether winning a title makes you a star. According to Neil’s analysis, the sport that relies on star players the most is basketball — then come baseball, football and hockey. read more

Podcast A Special StatSchool Edition Of Hot Takedown

Welcome to this week’s episode of Hot Takedown, our podcast where the hot sports takes of the week meet the numbers that prove them right or tear them down. On this week’s special show (July 14, 2015), we go to Stat School. With Kate on vacation, Chad out of the office and Neil stuck in New York, we pre-taped an episode that breaks down three ways to measure batting, in increasing complexity: batting average, OPS (on-base plus slugging) and wRC+ (weighted runs created plus). Neil schools Kate and Chad on the pros and cons of the stats, and what sabermetrics has taught us about players like the Colorado Rockies’ Nolan Arenado.Stream the episode by clicking the play button, or subscribe using one of the podcast clients we’ve linked to above.Below are some links to what we discuss on this week’s show:Nolan Arenado’s stat page.An in-depth explanation of batting average.An OPS breakdown.What is wRC+? More: Apple Podcasts | ESPN App | RSS Hot Takedown If you’re a fan of our podcasts, be sure to subscribe on Apple Podcasts and leave a rating/review. That helps spread the word to other listeners. And get in touch by email, on Twitter or in the comments. Tell us what you think, send us hot takes to discuss and tell us why we’re wrong. read more

Junior forward Claudia Kepler (24) looks to pass the puck during a game against Minnesota State on Oct. 23 at the Schottenstein Center. OSU won 5-3.Credit: Courtesy of OSUThe Ohio State women’s hockey team (9-20-1, 5-18-1) was swept in a home series by the No. 2 Wisconsin Badgers (28-1-1, 22-1-1) over the weekend despite putting up a battle in both games against one of the nation’s elite teams.Heading into the series, the Buckeyes were on their best four-game stretch of the season after recording two wins, a tie and a loss over their last two series.This was the second series between the Badgers and Buckeyes this season. The two teams played in the first conference series of the season in Madison, Wisconsin, in early October. Wisconsin outscored OSU 15-0 over those two games.This time around, the Buckeyes showcased their improved play despite losing both contests by scores of 2-1 on Friday and 2-0 on Saturday.In Game 1, the Buckeyes held with the conference leaders throughout the first period but allowed a late power-play goal with less than two minutes remaining in the period. The goal for the Badgers was scored by junior defenseman Jenny Ryan.Both teams continued to battle in the second and third periods, and the Badgers broke through with a goal from sophomore Annie Pankowski to double their lead.The Buckeyes were able to find the net against the country’s best defense when junior Claudia Kepler scored her 12th goal of the season about halfway through the period. However, that was all the scoring the home team could manage despite a late power-play opportunity, and the game ended with Wisconsin taking the 2-1 win.On Saturday, in an emotionally charged contest, neither the Badgers nor Buckeyes were able to break through offensively in the first period. The Buckeyes got out to a slow offensive start with only two shots in the period, but sophomore goalie Alex LaMere was able to block all 12 of the Wisconsin shots to keep the game goalless.Four minutes into the second period, however, sophomore forward Baylee Wellhausen broke through to give the Badgers a one-goal lead. Then, a little over a minute into the third period, the Badgers got their second goal of the game when freshman Sam Cogan beat LaMere, sealing the 2-0 win.OSU will look to rediscover its ability to put points on the scoreboard when it travels to Bemidji State University next weekend to take on the Beavers in its final away series of the regular season. The games are scheduled to begin on Friday at 8:07 p.m. and Saturday at 5:07 p.m.A request for comments from the team after the second game of the weekend was denied. read more

Cleveland Cavaliers coach Tyronn Lue questions an official’s call during a game on Feb. 8 at in Cleveland. Credit: Courtesy of TNSFifty-two years.That is the amount of time since the city of Cleveland has been able to lay claim to a professional sports championship. Fifty-two years of long, agonizing pain for most Cleveland sports fans. However, a dawn seems to be coming.This year’s Cleveland Cavaliers look poised to be the city’s best chance in the past couple decades to defeat a sports curse that has plagued the town for the better part of the past century.The Cavs came as close to a championship in 2015 as any Cleveland team since the Indians lost in the bottom of the 11th inning in Game 7 of the 1997 World Series to the Florida Marlins. They lost in six games to the Golden State Warriors in a series in which they were hampered by injuries, playing without stars Kevin Love and Kyrie Irving.This year, the Cavaliers have had their ups and downs. Former coach David Blatt was fired about a month ago despite leading the team to a 30-11 record to start the season. Assistant coach Tyronn Lue was promoted to the head role, and the team is 10-4 since the move.Lue’s promotion, seemingly, was put in motion in order to counteract the Warriors’ offensive juggernaut, as many expect the two teams to meet again in the NBA Finals come June. Lue has stressed a more up-tempo offense, and it’s worked, evidenced by an increase in scoring from 101.4 points per game to 107.3 under the 38-year-old rookie coach.Although the team did not necessarily have bad conditioning before the coaching change, Lue has stated on many occasions that the Cavaliers need to get in better shape.This is something Cleveland will need if it goes up against the Warriors — a team that averages an astonishing 115.0 points per game and usually has five players on the court who can run in transition.One thing the Cavs have focused on is incorporating Love into their offense more. At times, Love looked out of place in Blatt’s offense, and he was visibly frustrated when he did not receive the ball.The Cleveland Cavaliers’ LeBron James (23) puts up a shot during a game against the Los Angeles Lakers’ Kobe Bryant in Cleveland on Feb. 10. Credit: Courtesy of TNSUnder Lue’s offense, Love has seen an increase in touches, both in the post and at the elbow.Love is especially dangerous at the elbow, where he is able to hit the mid-range jumper. In the post, he has success backing down his defender for a baby hook near the block or pass to open shooters like J.R. Smith and Richard Jefferson that spot up on the 3-point line.Channing Frye, who was recently acquired in a trade from Orlando, looks to play a pivotal part in the Cleveland offense as well. A 6-foot-11 post who shoots 3-pointers well, Frye playing alongside Love would give James four different options to kick the ball out to when he’s driving to the rim.Not surprisingly, a game plan to stop the Warriors first starts with containing Stephen Curry. Curry, the reigning MVP, is averaging 29.8 points per game this year and has terrorized the league from the 3-point line.Matthew Dellavedova proved capable at times guarding Curry in last year’s Finals. The key to his performance, and something the Cavs need to emulate again, is constant pressure on Curry. Whoever guards Curry has to pick him up right as he crosses half court and not leave his side until the rebound is secured.Additionally, if the Warriors do employ their small-ball lineup, Cleveland needs to use its size to gain an advantage on both the offensive and defensive boards.After losing to the Warriors last year in the Finals and both games this season, including a 132-98 blowout, the Cavaliers will undoubtedly have one eye on the Finals as they finish the season and head into the postseason.One could argue that Cleveland needs to focus on one game at a time. It’s a valid point, as the Cavs have  a tendency at times this year to play down to the level of their opponents, namely a 106-97 loss to a Charlotte Hornets team playing with neither Al Jefferson nor Kemba Walker.However, the Cavaliers have shown they can make quick work of Eastern Conference foes in the playoffs. Besides perhaps the Toronto Raptors, no team poses a real threat to Cleveland’s hopes for back-to-back Finals appearances.Most importantly, the Cavaliers need to stay healthy. Fans and analysts alike have questioned, “What if?” in regards to Love and Irving’s absences in the Finals last year. Irving has a history of being injury-prone, so his minutes will need to be monitored as the Cavaliers advance deep into the playoffs.Despite what many say, the “Cleveland Curse” is real. Fans of the Cavaliers, Indians and Browns have gotten their hearts broken time and time again whenever it seems a championship run is impending. However, it is very possible that this just might finally be the year that the city of Cleveland can forget years of misery and rejoice as the Cavaliers bring home a championship. read more

Cleveland Browns tight end Jordan Cameron is tackled during a game against the Kansas City Chiefs Oct. 27 at Arrowhead Stadium. The Browns lost, 23-17.Courtesy of MCTThe Drive, The Move, The Decision.Do I need to continue?These moments are painfully seared into the memories of Cleveland fans everywhere and the pain still lingers long after they were made.While I myself have only experienced a few of these heartbreaks as a native Clevelander, the sting of past failures is still felt by people like my father, who experienced The Drive, John Elway and the Denver Bronco’s 98-yard touchdown drive to tie the game in the AFC Championship game in 1987, firsthand.Let’s start with the Cleveland Browns, shall we? A franchise that has never once been to the Super Bowl and has made just one appearance in the playoffs since returning to the shores of Lake Erie in 1999.Being a Browns fan is a lot like believing in Santa Claus as a child. You hope and pray he is real, but deep down you know you will be disappointed when you see a family relative dressed up as Santa giving you a 4-12 record instead of the 11-5 record you asked for multiple times.Disappointment comes with the job description when cheering for the brown and orange. And yes, it is a job trying to cheer for a team that has started 20 different quarterbacks since the 1999 season. Imagine going to a job where your boss is fired every few weeks and a new one is brought in. Imagine this continuing for 15 years, and each year, your product becomes worse to the point where you quit.That is exactly what my father did when the Browns left Cleveland in 1995. He had been a season ticket holder for the Browns for years and when they left, he had just about given up hope. But being the proud Clevelander that he was, he returned for the opening game of the 1999 season when the new Browns made their return to city of rock ‘n’ roll. The brown and orange fell to the hated Steelers that day 43-0 and my dad has not attended a Browns game since. Can you blame him?But while the Browns have struggled for years, it wasn’t until The Decision, LeBron James “taking his talents” to Miami, that the Cleveland Cavaliers fell from the ranks of the NBA playoff regulars.The Cavaliers selected Anthony Bennett with the first overall pick in 2013, a player who averages only 4.1 points per game in 12.7 minutes played. In the words of Forrest Gump, “And that’s all I have to say about that.”The one team that seems to be Cleveland’s only hope of being a successful sports town anytime soon is the beloved Cleveland Indians. The franchise that has not won a World Series since 1948 came within three outs of bringing the trophy back to Cleveland in the 1997 World Series before Jose Mesa and Charles Nagy quite literally threw the game away, allowing the Florida Marlins to celebrate a championship in just their fifth year of existence.But there is room for optimism at Jacobs Field in 2014 (I know, I know its “Progressive Field” now, but if you are any kind of Tribe fan it is still “The Jake” to you) coming off of an appearance in the playoffs in 2013. Although their berth in the American League Wild Card Game ended in defeat as the Tribe fell to the Tampa Bay Rays last season, the likes of former Buckeye Nick Swisher and 2013 All-Star Jason Kipnis have given Tribe fans a reason to cheer again and get excited about a team that has been so close to a title for so long.So to all you non-Cleveland fans out there who are disappointed when your team loses in the postseason or doesn’t bring home a title, don’t despair. Be happy you don’t cheer in a city that hasn’t won a major championship since 1964 — when the Browns won an NFL championship in the pre-Super Bowl era. And to all of my fellow Clevelanders out there who are desperate for a winner, remember our mantra as the Indians take the field this week:“There’s always next year.” read more

Press Release Chamber of Commerce

first_imgAfter the Disaster . . . What Should I Do Now?Information to Help Small Business Owners Make Post-Disaster Business DecisionsBy Daniel J. Alesch, James N. Holly, Elliott Mittler, and Robert NagyUniversity of Wisconsin-Green Bay Center for Organizational StudiesPublished by the Public Entity Risk Institute On the Web at: www.riskinstitute.orgPublic Entity Risk InstituteThe Public Entity Risk Institute’s mission is to serve public, private, and nonprofit organizations as a dynamic, forward thinking resource for the practical enhancement of risk management.  PERI pursues its mission by:Facilitating the development and delivery of education and training on all aspects of risk management, particularly for public entities, small nonprofit organizations, and small businesses.Serving as a resource center and clearinghouse for risk management, environmental liability management, and disaster management information.Operating an innovative, forward-looking grant and research program in risk management, environmental liability management, and disaster management.For complete information on PERI’s programs and information services, visit our Web site at www.riskinstitute.org.To access a wealth of risk management intelligence, visit the Risk Management Resource Center, at www.eriskcenter.org, a collaborative Web site operated by PERI, the Public Risk Management Association (PRIMA), and the Nonprofit Risk Management Center (NRMC).Public Entity Risk Institute11350 Random Hills Road, Suite 210Fairfax, VA 22030Phone: (703) 352-1846FAX: (703) 352-6339Gerard J. HoetmerExecutive DirectorThe Public Entity Risk Institute (PERI) provides these materials “as is,” for educational and informational purposes only, and without representation, guarantee or warranty of any kind, express or implied, including any warranty relating to the accuracy, reliability, completeness, currency or usefulness of the content of this material.   Publication and distribution of this material is not an endorsement by PERI, its officers, directors or employees of any opinions, conclusions or recommendations contained herein.   PERI will not be liable for any claims for damages of any kind based upon errors, omissions or other inaccuracies in the information or material contained on these pages.   PERI is not engaged in rendering professional services of any kind, and the information in these materials should not be construed as professional advice. Users bear complete responsibility for any reliance on this material, and should contact a competent professional familiar with their particular factual situation if expert assistance is required.Business Survival is not Assured by Reopening the DoorsDuring a PERI-funded research project, we worked with more than 120 small business owners and managers of not-for-profit organizations all across the country to understand what happens to them following various natural disasters.We’ve talked with some a few months after the disaster, with some as many as seven years after the event, and, with still others, every year for five years after the disaster.We’ve reached several important conclusions that should weigh heavily on any business owner’s decisions about what to do with his or her business in the aftermath of a major disaster:First, we have concluded that disaster events cause problems for businesses unrelated to the amount of direct damage they sustain from the event and from related events, like fire following an earthquake.Second, we found that, unless the business owner makes good decisions about recovery, the largest losses to the business come in the years after disaster and not from the direct damage of the disaster itself.Third, we found that, following any large scale disaster in a community, things never get “back to normal.” The community almost always changes permanently, ______________________This article is a supplement to a research project report — Organizations at Risk: What Happens When Small Businesses and Not-for-Profits Encounter Natural Disasters — written by the same authors and published by the Public Entity Risk Institute (PERI).The research project was supported with a grant from PERI.    The complete report is available at no charge on the PERI Web site, at www.riskinstitute.org. It is located in the Publications, Tools, Resources section of the site, in the list of Disaster Management materials.Printed copies of Organizations at Risk, also available at no charge, can be requested through the Web site, or by contacting PERI at:Public Entity Risk Institute11350 Random Hills Rd., Suite 210Fairfax, VA 22030Phone: (703) 352-1846Fax: (703) 352-6339Creating a new business environment in which doing business the old way often results in operating at a loss for years and, then, when all equity in the business is used up, going out of business.Finally, we found that it is possible, if an owner takes the right steps, to not only survive a major natural disaster, but to achieve real business viability in the postevent environment.Among the factors that significantly contributed to business failures are:The effect the disaster event has on the customer base.The kinds of products or services the business provides.The business’ inability or unwillingness to respond appropriately to the new, post-event environment.The overall financial strength and stability of the business before the event.The owner’s inability or unwillingness to recognize the options available.What to Expect in the Weeks and Months Following the DisasterYour personal life will become stressful and uncertain following the event, even if you did not lose anyone close to you in the disaster.   You are likely to experience considerable ambiguity, particularly if both your home and your business were damaged.   For many business owners, stress will come simply from memories of the experience.   You, or members of your family, may experience difficultly sleeping soundly. Much of the stress will come because your primary source of income is gone, at least temporarily.   Some stress will be passed on to you from stressed employees.   There will be stress around insurance delays, questions about coverage, and settlements.   You may find yourself stressed about things you wish you had done, but there is little to gain in “I wish I woulda . . .” laments.   Finally, all the stress around the business and loss usually leads to increased stress at home.In your business neighborhood, there will almost always be an underlying assumption on the part of business people, property owners, and public officials that “things will get back to normal soon,” but they will not.   We found that there is often social pressure from other business people in the damaged area to get back into business and to make things like they were before.You will receive little information about rebuilding plans from the city or from owners and much of that information will be contradictory or wrong. State and local governments may be slow to respond with needed variances and recovery policies.Many people who lived in the damaged area and either lost their homes or experienced other losses will move away, many of them permanently. Volunteers and others will be there to help clean up, but they, too, will disappear as the physical evidence of the disaster is trucked away.Fundamental changes in the community will already have begun. Neighborhood trends that had started before the event are likely to speed up.   The neighborhood will change forever, even if the buildings are put back just the way they were before the event.   A new set of relationships, new neighbors, and new business patterns will develop.The businesses that survive will be those whose owners and managers understand and adapt to the new business environment.Options to Consider and Questions to Answer Before You Spend a Lot of Money to Reopen Your BusinessPerhaps the most difficult factor for a business owner to deal with is recognizing the available options.   In our research, we found that many owners failed to see that they had alternatives available to them; in so doing, they severely limited themselves and their potential responses to the disaster. Too many business owners simply continued, after a disaster event, to do what they had done before the disaster event.   Their failure to consider the available options made it difficult to respond appropriately to the new, post-event environment.   Most of these businesses fell by the wayside.However, a few entrepreneurs did consider the options available to them.   In doing so, they were able to devise or, in some cases, they just happened upon, recovery strategies that enabled them to avoid almost certain failure.   These strategies frequently led to profitable futures.The suggestions included here for post-disaster business recovery are predicated on your willingness to consider the options available to you as a business owner and your desire to make informed business decisions.We’ve put together, based on our research, a series of things to consider and questions to answer that will help you develop a sensible post-disaster strategy.   That strategy is intended to increase the probability that your firm can become financially viable in the post-event environment. Facebook Twitter Google+LinkedInPinterestWhatsApp#TurksandCaicos, September 15, 2017 – Providenciales – FIRST, REALLY UNDERSTAND YOUR BASIC OPTIONSAfter a major disaster, almost every small business owner says, “Wow, that was quite a bump in the road.   Time to get back to business.”   And then he or she continues doing the same things in the same way, assuming things will get back to normal.Following major disasters such as a strong earthquake, a major hurricane, widespread flooding, rioting and civil disruption, or a devastating terrorist attack, things change forever.   What that means is that your business environment is changed and that what worked well in the past may not work at all now, especially in your current location.When a major disaster affects you, your financial survival depends on how well you make decisions in the new environment.   One of the very first things you should do is identify the basic options that are available to you.   It is not good enough to say, “Well, this business is what I do.   It is the only thing I know.”   You have to consider other things.We think that, initially, you have at least three basic options available to you.Option One – You can reopen your business.Option Two – You can close your business.Option three – You can (try to) sell or transfer the business to someone else.Too often, in the stressful aftermath of disaster, a business owner chooses to reopen his or her business without considering or even knowing about the alternatives available, factors to consider, or the potential consequences of his or her actions.   Some additional information about how to pursue each option, which may influence your choice of options, is provided below.   This additional information should be studied before any decision is made.   (The advantages, disadvantages and other issues to consider when deciding whether or not to reopen your business after a disaster are discussed in the next section of this article.)Option One – Reopen Your BusinessYou can finance your business reopening with company assets, personal saving, low-interest loans, traditional loans, insurance proceeds, investment, family loans, credit cards, and so forth.You can reestablish your business at the same location or you can relocate your business. (Some loans and grants have conditions that prohibit relocation.)You can reopen your business offering the same products and services you provide before the disaster event or you can change, in part or entirely, the products and services you provide.Option Two – Close Your BusinessYou can walk away.You can liquidate the businessYou can start a new business with new product/services or the same product/service you previously provided.You can go to work for someone else.You can retire.Option Three – You Can (Try To) Sell or Transfer the Business to Someone ElseYou can sell or transfer the business to your children. (If they are interested in running a business.)You can sell or transfer the business to a competitor.You can turn over the business to a relative or former employee.These options are not singular or mutually exclusive.   For example, you may walk away from one business and start a new business, in a new location, that provides products and services, which may be the same or different from your previous business.Very likely, you will be able to think of other options. The three basic options we’ve outlined are just for starters – something to get you thinking.SECOND, ANSWER THESE QUESTIONS BEFORE DECIDING WHETHER TO REOPEN YOUR BUSINESSWhat Happened and What Is Happening?Make an effort to understand what happened and what is happening as a consequence of the event.   This is a difficult assignment because everything will be in flux, surrounded in ambiguity, and changing rapidly.   Information will be unreliable.   That means that one quick look around will not be enough.   The problem is that you need accurate, reliable information on which to make sensible decisions about your business in the post-disaster environment.   You will have to be engaged in a continuous effort to know what is going on in your neighborhood, your business community, and your local jurisdiction.What Happened to Your Customers?If you are in manufacturing or wholesaling, it is likely that your customer base is geographically dispersed.   Only a few of them may have suffered losses from the event.   In that case, it is important for you to do what is necessary to ensure that you meet your customers’ continuing needs.If you suffered significant losses and will have to be closed for some time, it is important to learn what your customers are doing during the time it takes you to reopen.   If your customers did not suffer major losses, they may change their buying habits and you may have to fight an uphill battle to win them back.   Do your customers still want or need your product or service? Can they afford it?Whether it makes sense to reopen your business depends mainly on what happened to your customers as a result of the event.    If all or most of your customers suffered large losses as a consequence of the disaster, there is little reason for you to reopen quickly, unless you have something they need desperately.   For example, it usually makes sense for lumberyards and building supply, pharmacies, physicians, furnishings and appliances, construction, dry cleaning and laundry, and grocery stores to reopen quickly.However, if you sell goods and services that come from discretionary money, your customers may not be able to afford what you have to offer as they attempt to pick up the pieces.   We found that people who had big losses put off spending money at the optometrist, at specialty restaurants, for things like recreational gear, and for jewelry and expensive gifts.   Sometimes, your customers may move away. In that case, reopening is like starting over.How Much Did You Lose and Where Will the Money Come From to Reopen?If you suffered losses and were not insured, where will the money come from to reopen? Most business owners we talked with used their life savings, borrowed from relatives, used their credit cards, got a little help from suppliers and/or customers, or got loans through the Small Business Administration or from conventional lenders.   A few got loans or grants from local government. Do not expect any money from FEMA, the Red Cross, or other disaster assistance organizations – small businesses and small business owners usually are not eligible for that kind of assistance.Before you decide to use your life savings or borrow money from organizations that require you to use your home and other personal assets as collateral, it makes sense to take a very serious look at your business prospects in the post-disaster environment.   There is a very good chance that your old business plan is no longer viable, depending on what happened to you and your customers.We talked with dozens of small business owners who used all their savings to reopen a business that went nowhere in the post-disaster environment.   They lost their savings and the business.   Often, reopening after a major disaster is like starting a new business. Banks and the SBA will probably be willing to loan you money to reopen based on your experience before the disaster, but, before you make that commitment, make sure you have a solid business plan for the post-disaster environment.Before you reopen, understand fully that things will never be the way they were before.   Last year’s business plan is dead as a dodo.   It is time to conduct a new feasibility analysis and to rebuild your pro forma and cash flow analysis before committing any cash to the new venture.   If you can reopen without putting any significant amount of money into the venture and you have good reason to expect your customers to be there, then go ahead.   But, unless you have a service or product that people need desperately, expect that your business will not be what it was before the event for a long time.In any event, it makes sense to be cautious.   Be cautious about how you use your insurance proceeds; don’t confuse cash flow with investment.   Be wary of taking loans that require you to use personal assets, like your home, as collateral.   Be wary of taking loans that will be forgiven if you stay in the same business in the same location.   You may be far better off moving to a new location.If you are at or near retirement age, you will want to think particularly carefully about reopening the business.   Many people we interviewed put their savings back into a business that did not survive the next five years.   You may be better off liquidating your business assets and putting your money in safer investments.   Sometimes, even if your alternatives look bleak, it still makes sense to walk away.If you had insurance that covered most of your losses, you are in the minority of small business owners.   Many small firms will have experienced uninsured disaster related losses from damage to their plant or equipment, their inventory, and to the building they rent or own.   Many more lose money from uninsured business interruption in the chaotic period following the disaster.How Strong Was Your Business Before the Event?How Well Is Your Firm Positioned with Regard to the Dominant Trends in Your Industry?   Even if your organization was doing well before the disaster, it is important for you to take a hard look at where your firm is with regard to dominant trends in the area where you do business.   Retail patterns are, of course, changing.   Small town, downtown merchants are having a tough struggle against giant chain retailers located on the outskirts of town.   If your firm is positioned favorably with regard to industry trends, your chances of surviving a disaster are much better than if your firm is in an uphill fight against major trends.Only you will know how strong your business was before the disaster.    If you were losing out to the competition before the disaster, there is no reason to believe you can do better after the disaster.   If your firm was doing well, growing and becoming more profitable each year, chances are you can do well after the disaster, provided you can retain your customers in the unsettled times after the event.Are You Able to Give What It Is Going to Take?It takes a lot of energy and commitment to start a new business.   You know that.   You’ve done it.   Remember that, following a real disaster, it usually takes that same level of commitment and energy to revitalize a business that has suffered a disastrous event.   Ask yourself whether you still have the drive needed to do it again.   If so, good luck with your venture.   If not, it makes a lot of sense to reconsider your options. 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Spring university graduation ceremonies to kick off around county Friday

first_img SAN DIEGO (KUSI) – San Diego County’s universities and colleges will kick off graduation season Friday as thousands of new graduates receive their degrees.San Diego State University will begin a full weekend of ceremonies with graduations for its colleges of Arts and Letters and Health and Human Services. Throughout its weekend of ceremonies, SDSU will award honorary degrees to the university’s President Emeritus Sally Roush, homeless advocate Father Joe Carroll and Christopher Sickels, a leader of the Campaign for SDSU fundraising effort, which raised more than $800 million.All of SDSU’s graduation ceremonies will be held at Viejas Arena. Friday’s ceremonies will begin at 9:30 a.m.Cal State San Marcos will hold two ceremonies for its College of Humanities, Arts, Behavioral and Social Sciences at 9 a.m. and 2:30 p.m. In total, the university expects to confer degrees on nearly 3,800 students, 55 percent of whom are the first in their families with a four-year degree. The university’s ceremonies will be held at CSUSM’s Mangrum Track and Field.The San Diego Community College District will begin graduation ceremonies at its four campuses with Miramar College’s ceremony. The college expects to confer more than 1,200 associate degrees on its graduates this year. San Diego City Councilman Chris Cate will also present the college with a proclamation to commemorate its 50th anniversary.“Students in the San Diego Community College District come from all walks of life and span a broad range of ages, but all of them are single-minded in their determination to completing their education, often while working and supporting a family,” said district Chancellor Constance Carroll. “On behalf of everyone in one of California’s largest community districts, I want to congratulate the Class of 2019 on their achievements.”The district will spread its ceremonies over this weekend and next weekend. In total, the district plans to award nearly 12,000 degrees and certificates this year. KUSI Newsroom Spring university graduation ceremonies to kick off around county Friday KUSI Newsroom, May 17, 2019 Posted: May 17, 2019 Categories: Local San Diego News FacebookTwitterlast_img read more

first_imgPriyanka Chopra in Nick Jonas’ SuckerPriyanka Chopra (@priyankachopra/Instagram)Priyanka Chopra may become a Royal godmother of sorts. Reportedly Meghan Markle’s friend Priyanka Chopra is in the running to be godmother to her royal baby, according to the latest odds.Meghan Markle is expected to give birth in April and as such preparations are being made for what happens after the baby arrives. And bookies are already trying to figure out which of Meghan Markle’s famous friends will be the Royal baby’s godmother or godfather.Apparently, a host of her celebrity pals are on the list of potential royal godparents, including Indian actress Priyanka, George and Amal Clooney and tennis star Serena Williams. Bookies Ladbrokes makes it 3/1 that Priyanka will be the royal baby’s godmother. Apparently, Meghan’s best friend and stylish Jessica Mulroney is the favourite to be chosen at 4/6.Ladbrokes spokesman Alex Apati said: “Famous faces are queuing up in the royal baby godparent betting but as things stand it’s Jessica Mulroney who’s seemingly a shoo-in for the honour.”Bookmaker Coral’s odds on Priyanka being the royal tot’s godmother are at 5/1.  Meghan MarkleGetty ImagesThey also have Meghan’s former Suits co-star Abigail Spencer at 3/1, Oprah Winfrey at 12/1, Soho House director Markus Anderson at 16/1 and former US president Barack Obama is even in with a chance at 33/1.Princess Eugenie is 5/1, Prince William is 6/1 and Prince Harry’s childhood pal Tom Inskip – who he is rumoured to have cooled his friendship with – is 4/1.Coral’s Harry Aitkenhead said: “We think that Jessica Mulroney is almost guaranteed to be a godmother to the new baby, and she tops our betting at 1/2.”The latest addition to the royal family is likely to have a few godparents and there is plenty of other contenders, with Priyanka Chopra right in the mix at 5/1 along with Princess Eugenie.”Meghan Markle sure has a lot of choices to go through. The fact that Priyanka Chopra is in the running itself seems like a big deal. And we have to say that Priyanka may make a very good godparent if given the chance. And it does seem like the fact that she is even in the running means that there is no friction between the Bollywood actress and the Duchess of Sussex.last_img read more

ExBNP MP among 77 sued

first_imgMap of SatkhiraA case has been filed against 77 leaders and activists of the Bangladesh Nationalist Party (BNP) and Bangladesh Jamaat-e-Islami, including former BNP MP Habibul Islam Habib, in connection with planning sabotage and explosion of crude bomb.Satkhira sadar police station sub-inspector Kabir Hossain filed the case under the Explosive Substances Act on Friday night, reports UNB.Satkhira district BNP unit president Rahmatullah Palash and general secretary Tariqul Hasan also are made accused in the case.Satkhira sadar police station officer-in-charge Mostafizur Rahman said that around 80 leaders and activists of the BNP and Jamaat-e-Islami gathered in the house of Tariqul in Pransayer Khal area in the afternoon for planning sabotage.When police went there, the BNP men blasted crude bombs towards police, claimed the OC.Later, police charged baton to disperse them, he added.Police arrested three people — Maulana Obaidullah, sadar upazila’s Bhomra union unit Jamaat president Hafizur Rahman and Mohammad Ali — from the spot, the OC added.Meanwhile, BNP district unit president Palash, who has been made an accused in the case, said that he has been staying in Dhaka since before the Eid-ul Azha.last_img read more

Black Workers Center Aims to Fight Joblessness

first_imgOn Jan. 16, Martin Luther King Jr. Day, the Baltimore Black Workers (BBWC) Center launched at Coppin State University with a day of organizing workers. The Center will focus on joblessness and organizing Black workers. BBWC is one of nine affiliates of the National Black Workers Project.L-R Robin Gaines, food service worker, and Alberta Palmer, UniteHere Local 7 organizer, speak at Coppin State University about unionizing workers. (Photo by Ken Morgan)Dorcas R. Gilmore, an organizer with the organization, told the AFRO at the event, “We are building a Baltimore Black Worker Center as a Black worker-led organization that focuses on the dual Black jobs crisis of unemployment and low-wage work. We believe that Black workers play a pivotal role in transforming Baltimore into a just and equitable place for all its residents.”Courtney Jenkins was only able to get low-wage jobs such as a food worker, laborer, and cashier before he landed a job with the U.S. Postal Service.  He said, “Once I found unionized work I realized the importance of a union. And now I want to make every workplace unionized.” Robin Gaines is a cook at Johns Hopkins University, who has been there for almost 20 years. “The University says we are one, but we are not one when it comes to workers wages and benefits.”For Baltimore White median income was $60,550, compared to $33, 610, for Blacks. For young Black men between the ages of 20 and 24, the unemployment rate was 37% according to the U.S. Census Bureau. It was 10% for White men of the same age.last_img read more